Webbased on data furnished by four of zelle’s founding banks, she concluded that zelle is “rampant with fraud and theft. ” published in october 2022, her report found. Webthe big banks that run zelle in particular “rarely” reimburse customers duped by scammers, according to a recent senate investigation. So democrats in congress. All types of zelle scams are reported to the consumer rescue advocacy team every week.